IT workers at this financial services firm in St. Petersburg, Fla., have plenty of perks. A securities discount reduces the amount employees pay for trade transactions, and the Employee Trading and Services Desk assists employees, their spouses and their children under 18 years of age with general and account-specific questions and requests. The firm also allocates a portion of profits to a general pool of money distributed to eligible employees. Vested funds are disbursed when the employee reaches a predetermined retirement age. The company also allocates shares of its stock to eligible employees, who can later cash in the vested portion of their portfolio when they retire. Assets of this plan are invested in the common stock of Raymond James Financial. As a worker nears retirement age, the plan allows for diversification of the account into mutual funds. On a quarterly basis, the plan provides employees with the opportunity to buy shares of the company's common stock at 85% of fair market value. An associate network helps to reduce bureaucracy by streamlining processes in various areas of IT and increase overall productivity and efficiency. A communication response team of employees and managers works collaboratively to help increase the overall effectiveness and timeliness of IT communications.